What Actually Is A Credit Report? A credit report is another name for your financial report card. Who Prepares Credit Report? Your credit report can be transformed into a numerical credit score. It is the duty of the credit bureaus to provide a free credit report on request. What is a credit score? A credit score is the numerical form achieved by using a formula that rates your credit report. A credit score ranges between 300 and 800. It's Your Right To Ask For Free Credit Report ? Reading Your Free Credit Report, As soon as you get your free credit report, carefully check your personal details such as your name, address, date of birth, and Social Security Number. Inform the credit bureaus at once. There is another section in your free credit report containing collection agency account information. Lastly, there is the credit account information in your free credit report.
The advantages of seeing your free credit report online may seem vast at a first glance. The advantages of seeing your free credit report online include being able to see your credit report whenever you like. There are also other advantages of seeing your free credit report online. There seem to be as many disadvantages as advantages to seeing your free credit report online. The disadvantages of seeing your free credit report online include the fact that you will have to pay a company if you wish to view your credit report online. Other disadvantages of seeing your free credit report online include the simple fact that you get an annual credit report anyway. More disadvantages of seeing your free credit report online include the use of a credit card to even see your credit report. When deciding if you want to view your credit report online, you must weigh out the advantages and disadvantages of seeing your free credit report online. Read previous article about FHA Loans and Home Loans.